GENERAL USURY RATE – 16%, or $10 minimum charge in lieu of interest. (See exceptions 45-101.04)
Source: 45-101.03
EXCEPTIONS TO GENERAL RATE (corporations, partnerships, trusts, loans in aggregate over $25,000, loans guaranteed by U.S. or state government, business loans, agricultural loans) – Any rate agreed upon.
Source: 45-101.04
BANK PERSONAL LOANS – 19% limit, or up to $7.50 minimum fee in lieu of interest on small loans.
Source: 8-815 - 8-820
DEALER PAPER (INSTALLMENT SALES CONTRACTS) – 18% limit, or up to $10 minimum time-price differential.
Source: 45-338
BANK CARD RATE – Any rate agreed upon.
Source: 8-820
OPEN END RATE – 16% (or 1 1/3% monthly).
Source: 45-101.04(7)
LEGAL RATE – 6%, unless a greater rate, not exceeding 16%, has been provided by contract.
Source: 45-102.
JUDGMENT RATE – Variable at 2% above bond investment yield of 26-week Treasury bill.
Source: 45-103
UNSETTLED ACCOUNTS – 12% from date of billing unless paid within 30 days from date of billing.
Source: 45-104
DELINQUENT TAXES – 14%.
Source: 45-104.01
LOANS SECURED BY LIENS ON REAL ESTATE – No limit.
Source: 45-101.04(10)
If you have questions on specifics on interest rate laws in Nebraska, your primary source of reference should be the actual Nebraska statutes.