Nebraska Bankers Association
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  • About
    • Membership
    • News
    • Boards and Committees
    • Alice Dittman Trailblazer Award
    • NBA Foundation
    • Leadership Program
    • Staff Directory >
      • Contact Us
  • Workforce
    • Careers
    • Post Job Openings
  • Advocacy
    • Legislative Update
    • BankPAC
    • Comment Letters
  • Compliance
    • Handbook
    • Compliance Update
    • Compliance Alliance
  • Education
    • Event Calendar
    • In-person Events/Training
    • Webinars
    • ABA Training
    • Banking Schools
    • CYBERSECURITY TRAINING
    • Sponsorships and Exhibits
    • Young Bankers (YBON)
  • Insurance
    • Agency Services >
      • Commercial Insurance
      • Personal Insurance
      • Livestock, Irrigation and Farm Insurance
      • Surety Bonds
    • Bank Property & Liability
    • Financial Institution Insurance
    • Benefit Plans
  • Bank Resources
    • Preferred Vendors
    • Associate Members
    • Marketing Resources
    • Financial Literacy
    • Single Bank Pooled ​Collateral Program
    • Bank Security
    • Compensation & Benefits Survey

LENDING: AGE OF MAJORITY

Neb.Rev.Stat. § 43-2101 addresses the age of majority as follows:  “All persons under 19 years of age are declared to be minors, but in case any person marries under the age of 19 years, his or her minority ends.  Upon becoming the age of majority, a person is considered an adult and acquires all rights and responsibilities granted or imposed by statute or common law, except that a person 18 years of age or older and who is not a ward of the state may enter into a binding contract or lease of whatever kind or nature and shall be legally responsible therefore.”

Pursuant to revisions to the “age of majority” provisions of Nebraska law following passage of LB 226 in 2010, individuals age 18 or older may enter into binding contracts and leases.  This allows financial institutions to make loans and other extensions of credit, including the issuance of credit cards, to individuals 18 years of age or older, without fear of the borrower being able to disavow the contract due to lack of capacity, based on age.

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