Nebraska Bankers Association
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  • About
    • Membership
    • News
    • Boards and Committees
    • Alice Dittman Trailblazer Award
    • NBA Foundation
    • Leadership Program
    • Staff Directory >
      • Contact Us
  • Workforce
    • Careers
    • Post Job Openings
  • Advocacy
    • Legislative Update
    • BankPAC
    • Comment Letters
  • Compliance
    • Handbook
    • Compliance Update
    • Compliance Alliance
  • Education
    • Event Calendar
    • In-person Events/Training
    • Webinars
    • ABA Training
    • Banking Schools
    • CYBERSECURITY TRAINING
    • Sponsorships and Exhibits
    • Young Bankers (YBON)
  • Insurance
    • Agency Services >
      • Commercial Insurance
      • Personal Insurance
      • Livestock, Irrigation and Farm Insurance
      • Surety Bonds
    • Bank Property & Liability
    • Financial Institution Insurance
    • Benefit Plans
  • Bank Resources
    • Preferred Vendors
    • Associate Members
    • Marketing Resources
    • Financial Literacy
    • Single Bank Pooled ​Collateral Program
    • Bank Security
    • Compensation & Benefits Survey

NEBRASKA UNCLAIMED PROPERTY PRESUMPTION OF ABANDONMENT DATES

Nebraska State Treasurer's Office - Unclaimed Property Division

Abandonment Date

Cashier’s Check

5

Casualty Insurance

5

Certified Check

5

Checking

5

Dissolutions

2

Dividends

5

Fiduciaries

5

General-use prepaid cards

5

Gift Cards

5(b)

Life Insurance Proceeds

5

Money Orders

7

Other Government Entities

3

Renewable Time Deposits

7(a)

Safety Deposit Boxes

3

Savings Account

5

State Courts

3

Stocks/Shares

5

Traveler’s Checks

15

Utility Deposits

3

Utility Refunds

3

Wages

1

All Other Property

5(c)

(a)       Abandonment is presumed seven years after the expiration of the initial time period or any renewal time period.

(b)       1.      A gift certificate or gift card that is not assessed any fees and does not have an expiration date is not presumed to be abandoned

2.      Any gift certificate or gift card that contains an expiration date or requires any type of post-sale finance charge or fee must contain a statement clearly and conspicuously printed on it stating whether there is a fee, the amount of the fee, how often the fee will occur, that the fee is triggered by inactivity of the gift certificate or gift card, and when the fee will be assessed.  A gift certificate or gift card subject to an expiration date must contain a statement clearly and conspicuously printed on the gift certificate or gift card stating the expiration date.  Gift certificates or gift cards in this category are presumed abandoned three years from the date of issuance. 

3.      General-use prepaid cards (a plastic card or other electronic device usable with multiple, unaffiliated sellers of goods or services) are specifically excluded from the three year abandonment provisions.  Therefore, general-use prepaid cards are subject to a presumption of abandonment if the unredeemed value of the card, after deducting any lawful charges, has remained unclaimed by the owner for more than five years after the occurrence of the last transaction.

(c)        Any person holding intangible property presumed abandoned due to be reported with a cumulative value of fifty dollars or less in a single reporting year shall not be required to report the property in that year but shall report the property in any year when the property value or total report value exceeds fifty dollars.

Compliance Handbook Search

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  • Volume I
    • Compliance Management
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  • Volume II
    • Deposit Accounts
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    • Unclaimed Property
  • Volume III
    • Secured Transactions
    • Real Estate
    • Lending
    • Environmental Issues
    • Miscellaneous

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Nebraska Bankers Association

233 South 13th Street, Suite 700
Lincoln, NE 68508
​402-474-1555
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