Nebraska Bankers Association
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  • About
    • Membership
    • News
    • Boards and Committees
    • Alice Dittman Trailblazer Award
    • NBA Foundation
    • Leadership Program
    • Staff Directory >
      • Contact Us
  • Workforce
    • Careers
    • Post Job Openings
  • Advocacy
    • Legislative Update
    • BankPAC
    • Comment Letters
  • Compliance
    • Handbook
    • Compliance Update
    • Compliance Alliance
  • Education
    • Event Calendar
    • In-person Events/Training
    • Webinars
    • ABA Training
    • Banking Schools
    • CYBERSECURITY TRAINING
    • Sponsorships and Exhibits
    • Young Bankers (YBON)
  • Insurance
    • Agency Services >
      • Commercial Insurance
      • Personal Insurance
      • Livestock, Irrigation and Farm Insurance
      • Surety Bonds
    • Bank Property & Liability
    • Financial Institution Insurance
    • Benefit Plans
  • Bank Resources
    • Preferred Vendors
    • Associate Members
    • Marketing Resources
    • Financial Literacy
    • Single Bank Pooled ​Collateral Program
    • Bank Security
    • Compensation & Benefits Survey

INTERNAL REVENUE SERVICE: ELECTION FOR HUSBAND AND WIFE UNINCORPORATED BUSINESSES

Q.  Do a husband and wife who wish to open a Joint Venture Account need to obtain a separate employer identification number (EIN) for the joint venture?


A.  No, not if the joint venture is a “qualified joint venture.”  An unincorporated business jointly owned by a married couple is generally classified as a partnership for Federal tax purposes. However, for tax years beginning after December 31, 2006, the Small Business and Work Opportunity Tax Act of 2007 provides that a “qualified joint venture,” whose only members are a husband and a wife filing a joint return, can elect not to be treated as a partnership for Federal tax purposes.  As a result, the social security number of either spouse may be used for tax purposes. 


A qualified joint venture is a joint venture involving the conduct of a trade or business, if:  (1) the only members of the joint venture are a husband and wife who file a joint return; (2) both spouses materially participate in the trade or business; and (3) both spouses elect not to be treated as a partnership.  See Election for Husband and Wife Unincorporated Businesses at the IRS website (www.irs.gov) for more information and directions on how to make the election to be treated as a qualified joint venture.

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Nebraska Bankers Association

233 South 13th Street, Suite 700
Lincoln, NE 68508
​402-474-1555
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