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  • About
    • Membership
    • News
    • Boards and Committees
    • Alice Dittman Trailblazer Award
    • NBA Foundation
    • Leadership Program
    • Staff Directory >
      • Contact Us
  • Workforce
    • Careers
    • Post Job Openings
  • Advocacy
    • Legislative Update
    • BankPAC
    • Comment Letters
  • Compliance
    • Handbook
    • Compliance Update
    • Compliance Alliance
  • Education
    • Event Calendar
    • In-person Events/Training
    • Webinars
    • ABA Training
    • Banking Schools
    • CYBERSECURITY TRAINING
    • Sponsorships and Exhibits
    • Young Bankers (YBON)
  • Insurance
    • Agency Services >
      • Commercial Insurance
      • Personal Insurance
      • Livestock, Irrigation and Farm Insurance
      • Surety Bonds
    • Bank Property & Liability
    • Financial Institution Insurance
    • Benefit Plans
  • Bank Resources
    • Preferred Vendors
    • Associate Members
    • Marketing Resources
    • Financial Literacy
    • Single Bank Pooled ​Collateral Program
    • Bank Security
    • Compensation & Benefits Survey

BANK SECRECY ACT/ANTI-MONEY LAUNDERING FAQS

The federal banking agencies have issued responses to frequently asked questions regarding suspicious activity reporting and other anti-money laundering (AML) considerations for financial institutions covered by suspicious activity reporting rules. The answers to the frequently asked questions clarify the regulatory requirements related to suspicious activity reporting to assist covered financial institutions with their compliance obligations, while enabling financial institutions to focus resources on activities that produce the greatest value to law enforcement agencies and other government users of Bank Secrecy Act (BSA) reporting.

The frequently asked questions address the following topics:

  • Requests by law enforcement for financial institutions to maintain accounts;
  • Receipt of grand jury subpoenas/law enforcement inquiries and suspicious activity report (SAR) filing;
  • Maintaining a customer relationship following the filing of a SAR or multiple SARs;
  • SAR filing on negative news identified in media searches;
  • SAR monitoring on multiple negative media alerts;
  • Information in data fields and narrative; and
  • SAR character limits.

The FAQs may be viewed at:

“Answers to Frequently Asked Questions Regarding Suspicious Activity Reporting and Other Anti-Money Laundering Considerations” (PDF) (https://www.occ.gov/news-issuances/bulletins/2021/bulletin-2021-4a.pdf)

 

 

 

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Nebraska Bankers Association

233 South 13th Street, Suite 700
Lincoln, NE 68508
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